STEO — Terms & Conditions

Last updated: 20 November 2025

By downloading, accessing, or using the STEO application ("STEO", "we", "us", "our"), you agree to these Terms & Conditions. If you do not agree, do not use the app.

1. Overview

STEO is a wellness, journaling, challenge-based, and personal-growth application. It provides mindset prompts, reflective exercises, educational content, and access to the STEO Shop where users can redeem points ("coins") for partner products, services, or discounts. These Terms explain how the app works and your responsibilities as a user.

2. Health, Wellness & Psychological Disclaimer

3. Payments & Monetisation (Apple Compliance)

3.1 Physical Goods & Services

Physical items or services delivered outside the app are paid through Partner-controlled payment methods (not Apple IAP).

3.2 Digital Content

Digital content or unlocks that require payment will use Apple's In-App Purchase system when applicable.

3.3 Transparency

Prices, coin values, and offers may change at any time.

4. User Conduct

You agree not to:

5. Accuracy of App Content

We strive for accurate information but cannot guarantee completeness, timeliness, or reliability. Screenshots, descriptions, and promotional materials reflect typical use but may vary.

6. Limitation of Liability

To the fullest extent allowed, STEO is not liable for:

Your use of STEO is at your own risk.

7. Third-Party Products & Services

7.1 STEO Shop

The STEO Shop hosts products, services, programs, or vouchers from third-party providers ("Partners").

7.2 Fulfilment Responsibility

After you redeem or purchase from a Partner, your relationship is directly with them. STEO is not responsible for delivery issues, product quality, delays, cancellations, outcomes, or refunds (unless explicitly handled by STEO). All post-purchase support is managed by the Partner.

8. Legal Compliance

STEO complies with applicable Australian privacy principles, Apple App Store Review Guidelines, and common international privacy expectations (including GDPR-style user rights).

9. Updates to These Terms

We may update these terms at any time. Continued use of STEO constitutes acceptance of the updated agreement.

10. Acceptance

By using STEO you confirm that you:

Contact us any time at info@steo.app.